This is a common question that we get at Denver Insurance LLC. Obviously, the reason you have insurance is for events like a hail storm. If your roof is leaking or you have extremely damaged/missing shingles then we recommend filing a claim immediately. You do not want to make the situation worse.
But what about if you’re insure if there is damage? After all, you are likely not a certified roofer. In these instances, we recommend getting in contact with a local, licensed roofing company to have them assess potential damage. Nearly all roofing companies will give you a free recommendation if there is damage to your roof.
Did you know that a claim is listed on your record even if there is not damage? You avoid having unnecessary claims on your record by having an independent roofing company inspect your roof. We work with several reputable roofing companies and would be happy to provide you with their contact information.
Your insurance with us is a partnership and we are happy to discuss your individual situation.