We admit it: As insurance professionals, our picture of winter isn’t exactly cozy. Winter storms, in Colorado, mean icy roads and increased risks to your home. Cars sliding around like hockey pucks lead to dangerous accidents. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and space heaters can increase the risk of fire.
A picture-perfect winter requires a few precautions
Here are a few of tips to help reduce weather-related hassles this winter.
Winter-proof your vehicle with good snow tires or chains, new wiper blades, antifreeze, and emergency road supplies.
Keep your attic cool to help prevent ice dams. Insulate the attic floor and make sure it is well-ventilated.
When winter storms hit, be smart
If you do not have to drive, stay put. If you must drive, make sure you’ve winterized your auto and have a full tank of gas.
When the air is cold, keep bath and kitchen cabinet doors open so warm air can circulate around pipes. If pipes do freeze, let them thaw normally—they’ll be less likely to burst.
And if the power is out, make sure you avoid leaving candles or fires burning unattended. If you use a portable generator, follow the instructions and do not use it indoors.
Know what your insurance covers
We want to help you rest easy. You will be more relaxed when you know you have prepared your property to lessen the chance of winter storm damage. Your home and car insurance policy covers repair or rebuilding costs. However, your deductible does apply. Check your policy to see what is covered and to confirm the deductible you have chosen.
If you have any questions about your coverage, call Denver Insurance LLC at 720-446-5566 and we will gladly review your options. Click below to start a free insurance quote for your home or auto insurance.