Turkey day 2019, is coming! Better known as Thanksgiving. It’s no secret that the turkey is the centerpiece to most Thanksgiving Day meals. Frying a turkey can really make this Thanksgiving memorable. It truly brings an exquisite taste and tenderness to the bird. However, if not done properly it could ruin your feast. I know from firsthand experience about what can go right or wrong if you don’t fry your turkey properly, which is why we’ve put together a step-by-step guide to frying a turkey. 

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Denver Life Insurance:

Nowadays, you can insure everything from your most prized possessions to your furry friends.  Still, it’s fair to say that no policy is quite as vital as life insurance, which is why having a trusted independent life insurance agent is so important. We break down the key advantages of having a life insurance agent when you are shopping for life insurance in Colorado – spoiler alert! It has to do with saving you money on life insurance and making sure your family is properly covered in the event of your death ?

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Traditionally, car insurance policies run as contracts. You pay your auto insurance for a year, and this keeps rolling over until you cancel and change providers. For most people, this is the most convenient option (set it and forget it). But, individuals that don’t drive often can sometimes feel like they’re wasting money. 

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Rain and Hail and Colorado weather has been notably fierce lately. Recently we’ve seen it becoming more extreme and more expensive than ever, with four reports of tornadoes in the state in one day. One town in particular, Bethune, Colorado experienced record-breaking hail on the same day, measuring as the largest hailstone ever recorded in Colorado. Storms like these make rain and hail insurance claims on both auto insurance and homeowners insurance a big topic in Colorado.

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Recognized as one of the best insurance agents in Denver. We are proud to announce that Three Best Rated ranked us as one of the top three insurance agents in Denver, Colorado.

Check us out at ThreeBestRated.com!

We’re delighted and honored to be recognized as one of the best insurance agents in Colorado.

How We Won…

At Denver Insurance, we work hard to get our clients the very best deals no matter what their insurance needs. It’s a vital service which we’re more than happy to provide. We value and appreciate it when our customers leave us such positive feedback on our Google Business Page and Facebook page. Those reviews, coupled with our history and track record as a local insurance insurance agent helped us rank as one of the top insurance brokers in Denver, Colorado! Thank you!!!

How the process works

In order to be considered a top 3 local insurance agency, we submitted our practice to their rigorous 50-point inspection process.

Among the many factors considered were…

  • Customer reviews
  • History of the insurance agency
  • Services Offered
  • Complaints
  • Trust
  • Cost
  • General excellence

What does this means for our customers?

This ensures that your trust in our Denver Insurance Team is well founded!

We know that insurance is all about trust, and when using an insurance agent, you need to be able to trust that they’ll scour the market to find the right coverage that suits your unique needs, exceeding your expectations in both cost and coverage.

We hope that this award helps demonstrate our commitment to finding you the best deal, always.  We’ve been in business for 5-years now and we strive to exceed all expectations for local independent insurance brokers. We want to be the best independent insurance broker in Colorado.

Get a FREE insurance quote from us and if we can save you money, give our service a try. We won’t disappoint! Just fill out the form below.

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We are always looking to improve and diversify our insurance team for our Denver Insurance family, and we’re proud to announce our new partnership with Nationwide Insurance. We are now your local Colorado, Nationwide Insurance agent near you.  To mark the occasion, we thought it’d be cool to look at the fun facts about this most esteemed insurance company with a Nationwide Insurance Review.

Your Nationwide Insurance Review: A History

You can’t understand Nationwide Insurance if you don’t first know their humble beginnings. Lucky for you, this is a rags to riches story to beat any other. Nationwide Insurance started as a small Ohio auto insurer back in 1925. Yet, they’re now considered one of the largest financial advisors in the world, with territory in 32 states and $135 billion in assets. 

For the most part, this rise was due to the policyholders (that’s you) which Nationwide Insurance still relies on today. Far from just offering auto insurance, you can now expect to find everything from pet to life insurance and more, all from one trusted 100 Fortune company who promise never to let you down. 

 

The Fun Facts about Nationwide Insurance:

Of course, you probably aren’t here for a history lesson. You clicked on this article for fun Nationwide facts, and it’s about time we delivered. The good news is that there are plenty of fun Nationwide Insurance facts out there for the picking, including – 

  • Nationwide is the largest pet insurer in the U.S. You heard it here first(ish); Nationwide are the largest pet insurer currently working in the U.S., meaning they may well be able to provide your furry friend with better insurance than any other company on the market.
  • Nationwide Insurance employs over 33,000 employees. That’s a whole lot of people, and every single one of them is an expert in Nationwide’s impressive range of insurance policies. In fact, those 33,000 are responsible for an astounding 15 million insurance policies as of writing!
  • Nationwide has an A+ Better Business Bureau rating If you like a little security before you buy, then you needn’t look any further than Nationwide’s A+ Better Business Bureau rating which proves, if there were any doubt, that this is a company you can count on.

What About the Financial Security of Nationwide?

Financial security is the primary worry of anyone taking out a hefty insurance policy. A collapse of the company would, after all, mean the loss of your money. But, that’s not something you would ever need to worry about from Nationwide Insurance. Remember that $135 billion in assets we mentioned earlier? That’s a fair amount of protection, as is the expansive size of this insurance company. So, what are you waiting for? If you are looking for a Nationwide agent near you? You can shop for a local Colorado Nationwide Insurance policy through Denver Insurance today.

You can view the full information about Nationwide in our insurance company directory.

Shopping for insurance isn’t easy, but we make it a lot easier. There are countless of insurance companies claiming to be the best insurance company. Someone has to be lying, right?  But most people don’t have the tools or bandwidth to determine who has the best Colorado insurance quotes. That’s where we come in. Our independent team of Colorado insurance brokers make you our top priority. We shop our network of 33 insurance companies to meet your insurance needs every step of the way. We want to make it easy for you to make the best financial decisions for you and your family. 

To make our local Colorado insurance agency even better, we’re proud to announce that we’ve recently added Nationwide Insurance to the Denver Insurance Team. We’ve now become your Colorado Nationwide Insurance agent near you.  This means we can bring you better deals than ever before. Here’s how our Nationwide Insurance partnership benefits our customers. 

Nationwide logo & Denver Insurance logo

The best benefits that Nationwide offers to Denver Insurance clients

  • Insurance which suits you. Nationwide’s insurance catchphrase is “Nationwide is on Your Side.” That’s a sentiment which fits perfectly with our dedication to do what’s best for you. With the power of Denver Insurance and Nationwide behind you, you’re guaranteed to land the best deals.
  • Bundling Insurances at great rates & access to every insurance plan all in one place. Managing your insurance is never easy when you rely on multiple companies. Denver Insurance customers needn’t worry about that when they trust Nationwide with their insurance needs. That’s because Nationwide offers expertise in everything from top-rated car insurance to pet insurance and more, all in one easy place.
  • Financial stability The last thing you want is to lose money when a small insurer goes bust. That’s never going to happen if you seek Nationwide plans with the help of Denver Insurance. Nationwide has $158 billion in statutory assets and always make wise investments, ensuring they’re always able to pay out on any policy you own.
  • Bringing Peyton Manning Back to Denver! We think Peyton looks better in a Denver uniform, now he (indirectly) plays for our Denver Insurance Team, as the official “spokes-quarterback” for Nationwide Insurance. Check out Peyton in our NEW Denver Insurance Nationwide promotional commercial below

Nationwide Insurance has a Secure Background. We Only want to Provide Our Clients with the Best and Most Secure Insurance Carriers.

Nationwide began as a modest auto insurance provider in Ohio over 90-years ago. Now, it’s one of the largest insurance carriers in the world, with extensive policy offerings in an impressive 32-states and an A+ customer satisfaction rating. When you seek Nationwide coverage through Denver Insurance, you can guarantee that you’re getting the best.

So why Buy Through Denver Insurance and Not Go Straight to Nationwide?

Remember, we keep you at the heart of everything we do, meaning we’ve only paired with Nationwide to keep on doing what’s best for you.

Our Colorado customers can expect the best policy discounts, Nationwide offers include multi-policy and loyalty offerings. With the power of Nationwide behind us, we have increased access to more policies than ever, meaning that we can create an easy-to-manage multi-policy set up which can keep every single one of your needs in mind.

Learn about the history of Nationwide as an insurance company by reading our Nationwide Insurance Review article. If you want to compare Nationwide’s Colorado insurance quotes with our 32 other Colorado insurance companies, you can get a FREE no hassle insurance quote online just fill out the form below. 

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Pet insurance is becoming increasingly popular and necessary. Many of our clients ask us questions about the coverage so our insurance agents put together a list of frequently asked questions.

What factors into the cost?

With our insurance policy through Hartville Pet Insurance, there are only five variables that impact the rate: zip code, dog or cat, breed, age and gender.

How do I use my coverage?

It’s very easy! Here’s how the process works:

  1. Take your pet for treatment.
  2. Pay your vet bill.
  3. Submit a claim to get reimbursed.

What animals can be insured?

At this point, Denver Insurance offers coverage for only dogs and cats.

What does a pet insurance policy cover?

Coverage is available for accidents, injuries, illnesses, hospitalization, emergency vet visits, surgery, vaccinations, annual physicals, flea prevention, dental trauma, some alternative therapies and more. For a complete list of all coverages and exclusions, please contact an agent or request a sample policy. The insurance policy does not cover pre-existing conditions, cosmetic procedures or costs associated with breeding or pregnancy.

Where can I take my pet?

The insurance can be used at any veterinary clinic in the U.S. The coverage can also be used for treatment from specialists and emergency care facilities.

How much will I be reimbursed?

The level of reimbursement depends on the coverage that you select on the policy. You can choose up to 90, 80, or 70% of the vet bill.

How will I receive my reimbursements?

Reimbursements can be directly deposited into your bank account or you can receive a check in the mail.

How long does it take to get reimbursed?

Getting your money reimbursed is a priority! Claims are processed as quick as possible to get you reimbursed. On average, it takes 15 business days to completely process a claim.

What is the deductible?

A deductible of $100, $250, or $500 can be selected. It’s an annual deductible, so after you meet the deductible amount, you won’t have to satisfy it again until your next 12-month plan period. Preventive care can be exempt from your deductible if you add the preventive coverage to your plan.

My pet doesn’t get on the internet. Do you have a brochure I can print for my best friend (or spouse)? 

Yup, sure do! Click here to download.

I have more than one pet. Can I have more than one pet insured?

Yes, of course! As a reminder, we only insure cats or dogs, but you can enroll multiple pets at one time or add pets later. Each dog or cat will have an individual policy and premium. You will get a 10% discount on the base plan premium for each additional pet you insure.

Can I pay monthly or annually?

Convenience is key! Many payment options are available. You can be billed monthly, quarterly, semi-annually, or annually. Payment will be due on the day of the month that your plan went into effect. Payments can be made online or through automatic bill pay with your checking account.

Does the coverage get more expensive as my pet gets older?

Coverage is never canceled or downgraded because of your pet’s age or health. There is an increase in the rate as your pet gets older, though.

Is there an annual limit?

Yes, you can select between an annual limit of $2500, $5,000, $10,000 or $15,000.

Contact Denver Insurance to answer any other questions or if you are ready to get a quote. This post is for informational purposes only. Email or call a Denver Insurance agent for the most recent policy selections.

The basic reason to purchase wedding and event insurance is to protect you for circumstances that are out of your control. You have planned a special day and the insurance will give you added peace of mind. Have you asked or wondered:

  • What if a vendor or venue go out of business and you need to find a replacement?
  • What if your event attire gets lost or your gifts are damaged?
  • What if a guest slips and falls on the dance floor and wants to sue you for medical expenses?
  • What if a guest decides to drink at the event and then gets into an accident afterward?

Many events now require you to have liability insurance. Denver Insurance can help you with this requirement by adding the event as an additional insured at no additional cost.

Additional Expenses – If a service company, that you booked, suddenly becomes unavailable but you find a more expensive option because it’s a last minute replacement, this coverage could reimburse you for the cost difference.

Cancellation and Postponement – If the venue suddenly goes out of business or there is a sudden illness that prevents honorees or immediate family from attending this coverage could reimburse you for lost deposits.

Event Video and Photographers – If your photographer doesn’t show up or loses the memory card with the photos of your event, this coverage can reimburse you.

Event Gifts – If your gifts are damaged at the event, this coverage could pay for the cost to replace or repair the items.

Special Attire – If the airline or shipping company loses your event attire, you could use this coverage for new attire.

Special Jewelry – This coverage can provide coverage for jewelry you purchased for the event, for a certain time period before the event.

Lost Deposits – Can provide coverage if one of your vendors goes out of business, goes bankrupt or simply fails to show up. For example, if your band or limo provider fails to show, this coverage could reimburse your lost deposit.

Liability – Can cover you if a guest slips and is injured at your event.

Liquor liability – Can provide coverage if a guest drinks too much and is in an auto accident after your event.

Around 30 percent of wedding claim payments were due to issues with vendors. Wedding venues going out of business, photographers failing to deliver photographs and DJs failing to show up were among the vendor-related issues. Other common claims included illness or injury to an immediate family member or attendant, disruptive weather and military deployment.

For as little at $160 you can be covered for your event. Contact Denver Insurance today and we can customize a quote for your wedding or event.

This is a common question that we get at Denver Insurance. Obviously, the reason you have hail damage insurance is for events like a hail storm. If your roof is leaking or you have extremely damaged/missing shingles then we recommend filing a claim immediately. You do not want to make the situation worse.

But what about if you’re unsure if there is any damage? After all, you are likely not a certified roofer. In these instances, we recommend getting in contact with a local, licensed roofing company to have them assess potential damage. Nearly all roofing companies will give you a free recommendation if there is damage to your roof.

Did you know that a claim is listed on your record even if there is not damage? You avoid having unnecessary claims on your record by having an independent roofing company inspect your roof.

We work with several reputable roofing companies and would be happy to provide you with their contact information.

Your insurance with us is a partnership and we are happy to discuss your individual situation.